Increased household insurance, frequently known as house content material insurance coverage, provides considerably broader protection than the standard HDB fireplace coverage. When hearth insurance policy only covers the structural integrity of the flat, Increased options prolong coverage to the home's contents and renovations. This features own possessions including furnishings, electronics, and appliances, as well as inside enhancements like developed-in cabinets, flooring, and Phony ceilings. Critical advantages of these ideas include all-possibility coverage for perils like fire, theft, and burst pipes, own legal responsibility protection versus accidental harm to third get-togethers, and payment for option accommodation prices if the house gets here to be uninhabitable. Insurance rates are typically affordable, with once-a-year fees ranging from as little as $50 to a few hundred bucks, according to the sum insured and the size on the home. Popular insurers in Singapore giving these ideas include things like NTUC Revenue, FWD, and Etiqa.